Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Great banking app and more

Always had good experiences with PayPal always helpful and professional Reviewed on: 17th April 2026

Paypal help when it's needed

ESy to use and pay in 3 is amazing no interest Reviewed on: 17th April 2026

My pal paypal.

Great honest pay pal if I want a pal it would be PayPal wat more could I want Reviewed on: 17th April 2026

Great, cant fault its ease of use and convenience.

Great, cant fault its ease of use and convenience. Reviewed on: 17th April 2026

Easy to use, great service, very convenient

Easy to use, great service, very convenient Reviewed on: 17th April 2026

Everything is good .

Everything is good .. I love usi Reviewed on: 17th April 2026

We love PayPal credit

Over all PayPal has been good, too easy to use Reviewed on: 17th April 2026

PayPal are Fantastic!!

PayPal are Fantastic! Giving me 4 months to pay back interest free is extremely useful! Reviewed on: 17th April 2026

You always helped when I had problems and solved ir

You always helped when I had problems and solved ir Reviewed on: 17th April 2026

PayPal is the best

Easy to use and very secure. Customer service is good. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.72 from 3854 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub