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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Always there when I needed help, when somethings wro...

Always there when I needed help, when somethings wrong PayPal are quick to solve any issues Reviewed on: 17th April 2026

This is great especially when it’s 0% for 4 months,...

This is great especially when it’s 0% for 4 months, very easy to use a pay back Reviewed on: 17th April 2026

I'm satisfied with the credit

I'm satisfied with the credit because it's too reasonable with my credit score Reviewed on: 17th April 2026

It’s really good and I’ll recommend

It’s really good and I’ll recommend Reviewed on: 17th April 2026

Zero problems.

Zero problems. Long time customer. Support ok. Credit, pay in 3, money transfer, everything fine. Reviewed on: 17th April 2026

Amaizing , i use PayPal a lot , so...

Amaizing , i use PayPal a lot , so much options Reviewed on: 17th April 2026

User friendly app, convenient financial arrangement.

User friendly app, convenient financial arrangement. Reviewed on: 17th April 2026

PayPal: Versatile and safe

I have always found PayPal the safest and most widely accepted form of payment on the web - particularly when making purchases from overseas retailers or start-ups. Using PayPal gives reassurance and peace of mind. Reviewed on: 17th April 2026

Great Cx Service

Cx. Service were brilliant In helping me with my account and then processing my transaction. Quick and friendly without much hassle. Reviewed on: 17th April 2026

Love Paypal is so easy

Navigation to and around paypal is so easy, I feel that their security is secure and fills me with confidence in paying for items by PayPal. I often use pay in 3 to get the nice things I want using an interest free payment plan. Reviewed on: 17th April 2026

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