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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Amazing experience

Amazing experience very quick and efficient Reviewed on: 17th April 2026

PayPal credit is easy to use online and very quick

PayPal credit is easy to use online and very quick Reviewed on: 17th April 2026

Paypal credit is a very good way to use finance in a...

Paypal credit is a very good way to use finance in a affordable way thats not always available for lower earners Reviewed on: 17th April 2026

Helpful, clear reminders!

Helpful, clear, simple and always reminders! Brilliant Reviewed on: 17th April 2026

Very good customer service

Swift approval and easy to manage Reviewed on: 17th April 2026

My experience with paypal credit has been good altho...

My experience with paypal credit has been good although there was a time when it wasn't so good, sometime last year my paypal account was blocked due to whatever reason best known to them I tried to get it sorted even spoke with one of their customer service who was of absolutely no help I don't think she knows her job, few months later I spoke with another customer service personnel and he was able to get the issue sorted and my account was unblocked same day. Reviewed on: 17th April 2026

Easy to use and highly recommend.

Easy to use and highly recommend. Reviewed on: 17th April 2026

Highly Recommend and Easy To Repay With Repayment Plan

PayPal credit is great and very easily repaid with an installments too. It has really been beneficial to me especially when I have been really struggling financially with the cost of living and having to support my children during tough times. Reviewed on: 17th April 2026

Beneficial option

Nice to have the option of paying for goods in instalments at 0 interest Reviewed on: 17th April 2026

overall helpful especially debit card and pay in 3

overall helpful especially debit card and pay in 3 Reviewed on: 17th April 2026

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