Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

My 10 years of experience with PayPal

Paypal has helped me with equally with making, saving, and paying money. The flexibility of utility is perfect for personal use - you'd have a hard time trying to imagine what more you would need from Paypal. Reviewed on: 17th April 2026

Great options for the payments and shopping services

Great options for the payments and shopping services Reviewed on: 17th April 2026

Allways deal with any problems quickly and easily ha...

Allways deal with any problems quickly and easily had few problems with sellers online but PayPal took care of the refunds realy quickly I’ll always use PayPal for all my online purchases as it is safe and rewarding I would recommend PayPal 100% Reviewed on: 17th April 2026

excellent customer service

excellent customer service and easy use Reviewed on: 17th April 2026

Great company.

Great company. Have an option to pay within 3 months interest free. That really does help. Reviewed on: 17th April 2026

Peace of mind

I always have peace of mind when ordering and have little stress when thers been a problem Reviewed on: 17th April 2026

Absolutely brilliant company , recommend PayPal to all

Absolutely brilliant, love the flexibility of PayPal, 10 out of 10 Reviewed on: 17th April 2026

It's much easier to spread the cost of an item over...

It's much easier to spread the cost of an item over a period of 3-4 months interest free, not having to pay out a lot of money in 1 payment especially in these expensive times. Reviewed on: 17th April 2026

Fair credit keeps you within your limits

Fair credit based on your repayments. Keeps you in check and allows you to budget. Always supportive if transactions go wrong Reviewed on: 17th April 2026

Highly recommended

Easy to use and any issues are dealt with promptly and effectively. Customer service is excellent and highly recommended. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub