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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

So easy to pay for ebay purchases and its a great wa...

So easy to pay for ebay purchases and its a great way to spread the cost pay in 3 or pay in 4 . Reviewed on: 17th April 2026

Been with PayPal years never had a problem

Been with PayPal years never had a problem Reviewed on: 17th April 2026

It's seamless and hassle-free payment without worry...

It's seamless and hassle-free payment without worry about payables right away!. Reviewed on: 17th April 2026

Great company

Allows me to shop online safely I’ve received great customer service support would highly recommend PayPal Reviewed on: 17th April 2026

You can pay now, later or split easy !

You can pay now, later or split easy ! Reviewed on: 17th April 2026

Always great service ,payments always on time

Always great service ,payments always on time Reviewed on: 17th April 2026

Excellent service..

It is easy to set up and use and gives good protection Reviewed on: 17th April 2026

The clever way to pay. I love it....

There is this neat new way to pay with lots of little extras, gain points with purchases!! and we know that points make prizes yeah. Transactions show up quickly and you have several payment options helping you stay in control at all times. Should you see something unusual on your account DONT panic give us a call we are here to help. Have you guessed yet…… You got it the all new PayPal Credit Card and I will be recommending it too my friends and family. I hope you give it a go. Reviewed on: 17th April 2026

Smooth experience

I’ve had a really positive experience using PayPal for both receiving payments and sending money to friends. The platform is easy to use, and transactions are usually quick and hassle-free. I especially like how simple it is to split costs or send money instantly when needed. Security also feels solid, which gives peace of mind when handling payments online. Overall, it’s been a reliable and convenient option for managing personal transactions. Would definitely recommend it for everyday use! Reviewed on: 17th April 2026

PayPal Credit is great, convenient and very helpful.

PayPal Credit is great, convenient and very helpful. Reviewed on: 17th April 2026

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