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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Paypal credit has advantages of speed and simplicity...

Paypal credit has advantages of speed and simplicity of use. I like the option of a virtual, and a real card. The whole process has been simple and straightforward. Reviewed on: 17th April 2026

I always use Paypal for purchases as they are effici...

I always use Paypal for purchases as they are efficient and provide peace of mind if anything in dispute. Reviewed on: 17th April 2026

They are so helpfull and sort out any disputes promptly

They are so helpfull and sort out any disputes promptly Reviewed on: 17th April 2026

Trusted and loyal

Use PayPal constantly keeps up with me loyal and trusted Reviewed on: 17th April 2026

Payments reflect only after few days.

Payments reflect only after few days. Very slow customer service response Reviewed on: 17th April 2026

Fantastic Experience Smooth and Reliable

I’ve been using the PayPal app for a while now and it works tremendously. The interface is clean, transactions are lightning-fast, and the security features give me real peace of mind. It’s rare to find an app that works this perfectly every time. Great job to the team! Reviewed on: 17th April 2026

Very handy and user friendly, interest rates are fai...

Very handy and user friendly, interest rates are fair also paying in full option over a period of time with no interest is excellent Reviewed on: 17th April 2026

I always try to pay within the interest free period.

I always try to pay within the interest free period. Reviewed on: 17th April 2026

It's simple.

Always available and easy to use Reviewed on: 17th April 2026

I had a problem with credit card, didn’t really unde...

I had a problem with credit card, didn’t really understand why or what was happening. Gladly I didn’t feel judged on the phone for not knowing how it supposed to work, and they have explained in plain English. Reviewed on: 17th April 2026

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