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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

great, just does what i need so very happy

great, just does what i need so very happy Reviewed on: 17th April 2026

Easy to use, excellent service.

Easy to use, excellent service. Sometimes come in use when funds are short but need something in a hurry Reviewed on: 17th April 2026

Pay in 3.

I love being about to pay in 3. I can spend more money but spread out over 3mths otherwise I could buy allot of the things I do. Reviewed on: 17th April 2026

Very simple and easy to use, never had any issues...

Very simple and easy to use, never had any issues Reviewed on: 17th April 2026

Great way of payment

Easy to use as a way of payment, easy access to app Reviewed on: 17th April 2026

Needed to buy something.

Needed to buy something. It worked perfectly, thank you. Reviewed on: 17th April 2026

No hassle payments and easy to use

No hassle payments and easy to use Reviewed on: 17th April 2026

Good flexibility and very generous to allow for 0% o...

Good flexibility and very generous to allow for 0% over 4 months. Reviewed on: 17th April 2026

all good

straight forward no issues smooth sailing on every use . Reviewed on: 17th April 2026

My PayPal credit

Everything is so easy to use and the interest is affordable and the website is easy to follow your transactions are easy to follow Reviewed on: 17th April 2026

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