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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal is a convenient, secure, instant way to pay...

PayPal is a convenient, secure, instant way to pay on line and offers either credit or pay in 3 which has opened up very convenient ways to pay when needing help with paying. Reviewed on: 17th April 2026

Great experience using PayPal.

Great experience using PayPal. Payments are fast, secure, and straightforward. I like how easy it is to track purchases and manage subscriptions. Easy to use interface. It’s become my go‑to for online shopping Reviewed on: 17th April 2026

Seamless and simple.

Seamless and simple. Easy to use and extremely handy to have Reviewed on: 17th April 2026

Excellent but i have increase credit

Excellent but i have increase credit Reviewed on: 17th April 2026

Excellent service

It's help a lot during my difficult time financially Reviewed on: 17th April 2026

Good good good gooood goooooood gooooooooooooood

Good good good gooood goooooood gooooooooooooood Reviewed on: 17th April 2026

Great bank, lots of benefits, credit card giving 4 m...

Great bank, lots of benefits, credit card giving 4 months interest free is best on market! Reviewed on: 17th April 2026

15 years with PayPal and will spend more!

I have been using PayPal more then 15 years , excellent peace of mind when you pay online and can track the finances. Easy pay in 4 months interest free payment , easy way to not burden ourselves too much when needed basics. Reviewed on: 17th April 2026

app easy to use and the 0% interest over 4 months a...

app easy to use and the 0% interest over 4 months a great way to spread the cost of larger purchases Reviewed on: 17th April 2026

Excellent service and customer service always provided.

Excellent service and customer service always provided. Reviewed on: 17th April 2026

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