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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Always used PayPal, feel safe in my transactions, cu...

Always used PayPal, feel safe in my transactions, customer service nothing to much trouble, and what’s more important Peace of Mind. Thankyou Paypal. Reviewed on: 17th April 2026

Got to love PayPal

PayPal makes life so much easier, especially when times are tough, gives you so much flexibility and a 4 month window for repayment. Reviewed on: 17th April 2026

Im happy with all service, me er have problem

Im happy with all service, me er have problem Reviewed on: 17th April 2026

Great service pay in 3 or more payments

Great service pay in 3 or more payments Reviewed on: 17th April 2026

PayPal remains my go-to for online shopping because...

PayPal remains my go-to for online shopping because of its security and wide acceptance. I love that I don’t have to share my card details with every site, and the buyer protection gives me peace of mind with new sellers. However, I’m giving it four stars instead of five because the currency conversion rates are quite high, and the interface can feel a bit cluttered compared to newer payment apps. Still, it’s a reliable staple for digital payments. Reviewed on: 17th April 2026

Never had a bad experience.

Never had a bad experience. I've been scammed before and they're very helpful. Reviewed on: 17th April 2026

Very happy with service provided

Very happy with service provided Reviewed on: 17th April 2026

Your Partner for Life’s Needs

easy payment, can easily monitor purchases, can use credit to most if not all of the store, your partner for life needs. Reviewed on: 17th April 2026

It’s ok but can do better , could be faster

It’s ok but can do better , could be faster Reviewed on: 17th April 2026

So easy to use and quick and you feel safe...

So easy to use and quick and you feel safe with them Reviewed on: 17th April 2026

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