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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Brilliant service.

Brilliant service. Always easy to access and pay off. Reviewed on: 17th April 2026

Nothing to say but all good.

Nothing to say but all good. Never had any issues Reviewed on: 17th April 2026

Handy to have the pay in 3 option when I just have t...

Handy to have the pay in 3 option when I just have to have something I don't really need! Reviewed on: 17th April 2026

Trust Paypal..

PayPal never let's me down, I have never had a problem with them at all. I have complained numerous times about ebay sellers and PayPal always paid me my money back if I experienced any bad seller. I will keep using PayPal. Reviewed on: 17th April 2026

I like very much PayPal and I can recommend to my fr...

I like very much PayPal and I can recommend to my friends Reviewed on: 17th April 2026

Very easy to use, offers excellent payment options,...

Very easy to use, offers excellent payment options, haunt 0% interest over 4 months is a wonderful option for me. Reviewed on: 17th April 2026

Great service, good app, no problems

Great service, good app, no problems Reviewed on: 17th April 2026

Paypal review

I find that PayPal is good especially when it comes to buying from new stores. The knowledge that they have good customer service for goods and services means i feel more comfortable buying from stores knowing i can make a case that will be handled fairly in the event something goes wrong. Reviewed on: 17th April 2026

Easy payments,easy borrowing.

Easy payments,easy borrowing.Always available when I need a litlle bit extra money Reviewed on: 17th April 2026

It’s really helpful and clear how to use this

It’s really helpful and clear how to use this Reviewed on: 17th April 2026

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