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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

All correspondence has been straightforward & clear...

All correspondence has been straightforward & clear Easy to follow & understand Very happy overall. Good experience & educating every time Reviewed on: 17th April 2026

Excellent service.

Excellent service. No problems encounteyef Reviewed on: 17th April 2026

Always available with money to purchase things

Always available with money to purchase things Reviewed on: 17th April 2026

very good excellent I am happy with your service

very good excellent I am happy with your service Reviewed on: 17th April 2026

Easy to operate, good rewards model

Easy to operate, good rewards model Reviewed on: 17th April 2026

Easy and fast to use.

Easy and fast to use. Never had any problems Reviewed on: 17th April 2026

It helps me out when I need it and amazing how many...

It helps me out when I need it and amazing how many times I’ve use it easy to pay back thanks Reviewed on: 17th April 2026

Any issues usually sorted quickly, good offers and e...

Any issues usually sorted quickly, good offers and easy app to use Reviewed on: 17th April 2026

Easy to use and can we be used everywhere

Easy to use and can we be used everywhere Reviewed on: 17th April 2026

Overall good customer experience with Paypal Credit

I have found that using Paypal Credit has been easy experience where I can manage my spending and paying back what I owe through an achieveable step-by-step process. I would not have been able to buy some of the products without Paypal Credit. I did have one negative experience when I first started using Paypal 3-4 years ago. I bought a product and wanted to pay it back monthly but Paypal Credit rejected my payment and then I tried to pay it again and it was rejected again. I then got a phone call asking me why I have lapsed over my monthly payment. I have not had any negative experiences since. Reviewed on: 17th April 2026

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