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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal review

Easy to use and control and you can easily keep up to date with it Reviewed on: 17th April 2026

Customer service could improve but overall great ser...

Customer service could improve but overall great service Reviewed on: 17th April 2026

I use PayPal often.

I use PayPal often. I am particularly pleased with the pay in three without interest as it gives me a better option than my credit cards. Very happy with this option! Reviewed on: 17th April 2026

Reliable and feel safe with PayPal

Reliable and feel safe with PayPal Reviewed on: 17th April 2026

Amazing product from Paypal.

Amazing product from Paypal. No interest to pay and low, manageable monthly payments. App is so easy to use making it a breeze to check my balance and payments. Helped me buy a product I wouldn’t have been able to afford. Would definitely recommend and use again! Reviewed on: 17th April 2026

Convenient and reliable.

Convenient and reliable. Easy to use and secure. Highly recommend Reviewed on: 17th April 2026

New card card without even applying!

Got a card without even applying!! Reviewed on: 17th April 2026

Happy customer service the best .

I live pay pal, reliable service and good customer support. Issues sorted with customer care always. Reviewed on: 17th April 2026

very useful and convenient.

very useful and convenient. I believe the interest rates could be less. Reviewed on: 17th April 2026

Easy and simple and always peace of mind when making...

Easy and simple and always peace of mind when making transactions Reviewed on: 17th April 2026

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