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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

It is a fantastic line of credit,no hassle, re payin...

It is a fantastic line of credit,no hassle, re paying, no pressure, estimated repay amounts,not demands,quick easy,and very secure method of payments. Reviewed on: 17th April 2026

Excellent

I have had nothing but great experiences with Paypal questions answered quickly and easily prompt responses and answers to queries issues that I have had sorted out quickly and efficiently Reviewed on: 17th April 2026

Love it!

Very easy to use, my go to app to make more complex payments. Reviewed on: 17th April 2026

I really love it.

I really love it. Paypal never let me down. Reviewed on: 17th April 2026

Very Good

Satisfied , no negative experience so far Reviewed on: 17th April 2026

Appreciated help in a tight spot

Tried got it really helped for some important purchases Reviewed on: 17th April 2026

PayPal April 2026

Really great service. Couldn't fault it. Reviewed on: 17th April 2026

Easy simple and effective usable.

Easy simple and effective usable.... Reviewed on: 17th April 2026

Fast and convenient

It's very convenient and quick to get an interest-free loan. You can repay it early if possible. Reviewed on: 17th April 2026

Difficult working round online, not very helpful cus...

Difficult working round online, not very helpful customer service Reviewed on: 17th April 2026

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