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PayPal: PayPal Credit reviews

4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181147)

Reliability, efficiency and dependable.

5
Reliability, efficiency and dependable. Reviewed on: 17th April 2026

Never had any issues whilst using paypal, Interest r...

5
Never had any issues whilst using paypal, Interest rate really goog if you do get any interest. Deal with any retailer problems very easily Reviewed on: 17th April 2026

Easy to purchase products online with PayPal.

5
Easy to purchase products online with PayPal. Pay in 3 helps me a lot as i am a pensioner so have limited finances. I feel much safer using PayPal online as I know that my purchase is covered if anything goes wrong. Customer service is easy to contact. Reviewed on: 17th April 2026

Really useful and easy, clean and fast UI.

5
Really useful and easy, clean and fast UI. Reviewed on: 17th April 2026

My favourite credit service.

5
Fabulous service that sets good,practical limits and provides credit when needed. Reviewed on: 17th April 2026

Convenient global payment service

5
Great way to pay and receive payments Reviewed on: 17th April 2026

Absolutely amazing , I love using PayPal, it’s the b...

5
Absolutely amazing , I love using PayPal, it’s the best and easiest way to pay for anything .. I love it..! I have been a customer of PayPal for about 15 years, I love everything it has to offer. Also the fact you can get PayPal credit which is very simple and absolutely great. Reviewed on: 17th April 2026

Top PayPal

5
Helpful service for day to day use. Reviewed on: 17th April 2026

Does what it says on the tin.

5
PayPal has always been easy to use. Does what it says on the tin . Reviewed on: 17th April 2026

I had a good experience they helped me every step of...

5
I had a good experience they helped me every step of the way they done a credit check aswell and gave me credit to what they think is manageable for me also 4 months interest free is always a plus aswell also they keep you updated to let you know when your payment is due which is a good thing also ... Reviewed on: 17th April 2026

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