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PayPal: PayPal Credit reviews

4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181147)

Secured Payments and Credit

5
Paypal is great for ensuring secured payment and it also now gives you credit for a few months on payments. I enjoy using paypal. Reviewed on: 17th April 2026

Great service

5
Easy to use, good customer service. Credit helps sometimes. Interest free is excellent. Reviewed on: 17th April 2026

PayPal helps me spread the cost

5
PayPal helps me spread the cost of things I’ve needed in an emergency, like when my washing machine broke down. Reviewed on: 17th April 2026

PayPal is great for sending cash to my hubby for eve...

5
PayPal is great for sending cash to my hubby for everyday items or for making a separate savings pot Reviewed on: 17th April 2026

Great service

5
Great service and quick and simple to use. Good customer service if you have any problems Reviewed on: 17th April 2026

I had a great experience, received money from my cli...

5
I had a great experience, received money from my clients easily without any hustle Reviewed on: 17th April 2026

Good service

5
Fine. Takes time to resolve problems however. Reviewed on: 17th April 2026

Paypal customer opinion

5
App very easy to navigate reliable service Reviewed on: 17th April 2026

Customer support

5
Great customer service however, can improve on get refunds from suppliers. Seems like more on supplier side than customer when come to dispute Reviewed on: 17th April 2026

PayPal is v good, very quick and easy to set up and...

4
PayPal is v good, very quick and easy to set up and easy to use. I like the colour of the card too. Reviewed on: 17th April 2026

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