Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Quick and easy to start a new account.

Quick and easy to start a new account. Lots of easy ways to contact support if any issues arise. Reviewed on: 17th April 2026

I always use PayPal online, mainly for the security...

I always use PayPal online, mainly for the security it offers, especially for getting things resolution centre. It just makes things easier to pay for anything you buy Reviewed on: 17th April 2026

It’s very efficient and the best

It’s very efficient and the best Reviewed on: 17th April 2026

Excellent service and seamless money transaction.

Excellent service and seamless money transaction. Very fast as well Reviewed on: 17th April 2026

excellent services

So excellent services, highly recommended Reviewed on: 17th April 2026

Iv rang how many times the customer service is reall...

Iv rang how many times the customer service is really good? Reviewed on: 17th April 2026

Easy to use and dependable.

Easy to use and dependable. Safe transfers and good customer service if there are any issues. Reviewed on: 17th April 2026

Best customer service, I bought item online but inco...

Best customer service, I bought item online but incomplete item was delivered to me , and I don’t have the seller direct contact, so I open a case on the PayPal app, the issue was resolved very fast. Thank you Reviewed on: 17th April 2026

Ease of use

It's Easy to use and your protected if anything happens which is fantastic Reviewed on: 17th April 2026

Always smooth and fast.

Always smooth and fast. Great. I use PayPal for most online transactions and never have issues. I will continue to use the app and like the use of the paying 3 and credit areas. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub