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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easy to use and offers extra security.

Easy to use and offers extra security. Can pay in 3 or pay with PayPal Credit which are great options for last minute buys or when things are short! Reviewed on: 17th April 2026

Always reliable

I really appreciate your service. Thank you for the reliability and convenience you provide. Reviewed on: 17th April 2026

Good helpfully PayPal PayPal credit is good

Good helpfully PayPal PayPal credit is good Reviewed on: 17th April 2026

Reliability

Always present when needed. I have Paypal available when i’m in need of the service and that is professionalism as well. Reviewed on: 17th April 2026

Easy to use

Easy to use. And works with any shop Reviewed on: 17th April 2026

Needing and having

This is the difference between ‘needing’ and ‘having’ - when money is tight this helps, big time Not everyone is in the fortunate position of having spare cash when little things go wrong, ie the kettle packs up - PayPal credit helps to spread the cost yet deal with the small crisis when it arises Reviewed on: 17th April 2026

Life saver

Really help out when I lost my card abroad used pay pall instead Reviewed on: 17th April 2026

Excellent Experience with PayPal,highly recommend

Excellent Experience with PayPal,highly recommend Reviewed on: 17th April 2026

4 months interest free in PayPal credit is fantastic...

4 months interest free in PayPal credit is fantastic and works great for me. Reviewed on: 17th April 2026

Very good and quick for all your needs

Very good and quick for all your needs Reviewed on: 17th April 2026

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