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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Quick and easy!!

Easy service to use and set up with a clear app. Very quick set up. Reviewed on: 17th April 2026

Failed account payment

I was having troubles paying my account with my card, hot lots of failed payments and i called customer services. The call handler kindly asked if i had linked that particular card to my account, only to realise i had not. The call handler sorted everything out and now i dont have problem paying my account online. Reviewed on: 17th April 2026

Just good things always ready to help.

Just good things always ready to help. Thank you Reviewed on: 17th April 2026

Help protect against dodgy sellers and simplify buyi...

Help protect against dodgy sellers and simplify buying across multiple stores Reviewed on: 17th April 2026

Fast and reliable help when I've needed.

Fast and reliable help when I've needed. Payments go through quickly. Customer service is top notch Reviewed on: 17th April 2026

Very good experience with PayPal.

Very good experience with PayPal. Would recommend. Reviewed on: 17th April 2026

Good aplication.

Good aplication. Easy payments and lots of options. Reviewed on: 17th April 2026

I use PayPal it’s perfect

I use PayPal for transactions because it helps with security issues Reviewed on: 17th April 2026

All needs fulfilled

Great experience, good services and very helpful Reviewed on: 17th April 2026

Use paypal for a lot of payment and never really had...

Use paypal for a lot of payment and never really had any issues. Any time I need to call they help very quickly Reviewed on: 17th April 2026

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