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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I’ve used PayPal for a number of years and I believe...

I’ve used PayPal for a number of years and I believe it to be the safest way to pay for goods. Hassle free investigation for return of money if goods do not arrive. Reviewed on: 17th April 2026

Handy extra credit for 4 months.

Handy extra credit for 4 months. Reviewed on: 17th April 2026

PayPal a must use app

Very good, very reliable, able to transfer money anytime and anywhere, quick an easy customer service and resolving issues. Reviewed on: 17th April 2026

Approachable

They keep you upto date with new and important information. If you have any problems they are very approachable. Reviewed on: 17th April 2026

Good credit and interest rates

Good credit and interest rates, just what I needed Reviewed on: 17th April 2026

Quick n easy

Quick n easy to do and love the 4 months interest free Reviewed on: 17th April 2026

Easy to use and clear on how everything works

Easy to use and clear on how everything works Reviewed on: 17th April 2026

Everything runs smoothly with paypal

Everything runs smoothly with paypal Reviewed on: 17th April 2026

Easy and great to use.

Easy and great to use. Always get your giidst Reviewed on: 17th April 2026

Its all very straight forward and easy to manage

Its all very straight forward and easy to manage Reviewed on: 17th April 2026

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