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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

It's very easy to use , I can keep track of all my p...

It's very easy to use , I can keep track of all my purchases easily, Reviewed on: 17th April 2026

The credit application was easy and fair.

The credit application was easy and fair. The value given was appropriate and using the service is streamlined and efficient Reviewed on: 17th April 2026

Flawless experience always.

Flawless experience always. Using PayPal makes life easy when shopping and paying for goods. Reviewed on: 17th April 2026

Never had a bad experience with them

Never had a bad experience with them Reviewed on: 17th April 2026

It’s so easy.

It’s so easy. The biggest praise I can give is to say that once set up (which is so simple) you don’t even know that they are there, everything just happens automatically. Reviewed on: 17th April 2026

Great UI, intuitive and responsive.

Great UI, intuitive and responsive. Clear information and timely when dealing with issues Reviewed on: 17th April 2026

Great service

Whenever I have a problem PayPal customer service are very helpful Reviewed on: 17th April 2026

Almost brilliant, hard to find the statements

Almost brilliant, hard to find the statements Reviewed on: 17th April 2026

Always was helpful to use PayPal service if own mone...

Always was helpful to use PayPal service if own money wasn't enough. Thank you Reviewed on: 17th April 2026

Use it everyday or at least every week would be lost...

Use it everyday or at least every week would be lost without it what did we do before !! Reviewed on: 17th April 2026

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