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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

It’s great and easy for each transaction

It’s great and easy for each transaction Reviewed on: 17th April 2026

The customer service is amazing, always willing to h...

The customer service is amazing, always willing to help Reviewed on: 17th April 2026

Never had a problem with them, easy to pay and on so...

Never had a problem with them, easy to pay and on so many platforms, now even better with the points system! Reviewed on: 17th April 2026

User friendly ...

Everything i use via the app is so user friendly Reviewed on: 17th April 2026

Great service and very easy to use

Great service and very easy to use Reviewed on: 17th April 2026

All good brilliant service never had any issues with...

All good brilliant service never had any issues with anything wouldn’t use any other brand thank very much Reviewed on: 17th April 2026

No issue

Never have an issue and it’s totally user friendly. I make most of my online purchases with PayPal Reviewed on: 17th April 2026

Really good help me buy stuff and I can pay over tim...

Really good help me buy stuff and I can pay over time which helps a lot and I can buy without worrying about how I will pay it back Reviewed on: 17th April 2026

PayPal app is very easy to use with very good securi...

PayPal app is very easy to use with very good security features. It notifies me of any transactions to make sure it’s me using my account. Reviewed on: 17th April 2026

Very good service and credit limit

Very good service and credit limit Reviewed on: 17th April 2026

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