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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Flexible and reliable

Flexible and reliable, always use PayPal for my online purchases. Reviewed on: 17th April 2026

I've always liked using PayPal.

I've always liked using PayPal. It's convenient, easy to use. The PayPal credit is a great idea and customer service is A1. Reviewed on: 17th April 2026

I love PayPal Credit

I love PayPal Credit especially for higher value items where I can spread the cost over 4 months Reviewed on: 17th April 2026

Really useful to use, and the 0% for 4 months is ben...

Really useful to use, and the 0% for 4 months is beneficial to offset purchases Reviewed on: 17th April 2026

Easy access, repayment is and tracking my money in m...

Easy access, repayment is and tracking my money in my finger tips Reviewed on: 17th April 2026

Quick processing.

Quick processing. Clear information Reviewed on: 17th April 2026

Never a problem, any issues solved quickly

Never a problem, any issues solved quickly Reviewed on: 17th April 2026

Always very handy and safe to use for online purchases.

Always very handy and safe to use for online purchases. Reviewed on: 17th April 2026

Never had a problem and they ease the stress in the...

Never had a problem and they ease the stress in the unfortunate ever risen bills of a world .....seriously where the stress is all around us I can rely on PayPal to ease my burden with such ease ...the random stuff that having kids suddenly appear from broken appliances or shoes that are suddenly urgent on a school run first thing as you sip.your coffee ......boooom PayPal is there to help with a click of button (or push of a thumb haha) .....its my go to for sure Reviewed on: 17th April 2026

Good seivce

Haven't had any problems with PayPal its my preferred method of payment Reviewed on: 17th April 2026

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