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PayPal: PayPal Credit reviews

4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181147)

All ways helpful.

5
All ways helpful. Low interest rate. Long time to pay it off Reviewed on: 17th April 2026

So easy, never any issues, Payments go through promptly

5
So easy, never any issues, Payments go through promptly Reviewed on: 17th April 2026

Very good service very hapyy love the pay in 3 helps...

5
Very good service very hapyy love the pay in 3 helps me so much Reviewed on: 17th April 2026

Always has a great experience so far with paypal

5
Always has a great experience so far with paypal Reviewed on: 17th April 2026

It's a good service that lets me pay in my own time.

5
It's a good service that lets me pay in my own time. Reviewed on: 17th April 2026

Super smashing great.

5
Handy way of paying. And credit service better than anyone. Reviewed on: 17th April 2026

Very easy to use and never had any issues

5
Very easy to use and never had any issues Reviewed on: 17th April 2026

PayPal anytime anyday

5
Fast and reliable, stress free, PayPal anytime anyday Reviewed on: 17th April 2026

Pay pal is really secure and easy to use.

5
Pay pal is really secure and easy to use. It works so fast you don't have to worry about the paying for something doesnt take too much of your time. The finance options paypal provides are also one of the best. Reviewed on: 17th April 2026

Very easy to use the paypall app.

5
Very easy to use the paypall app.When i do ting they are very helpfull and understands your quedtions.As we fo not need to repeat our questions Reviewed on: 17th April 2026

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