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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Used Paypal for a number of years for purchases exce...

Used Paypal for a number of years for purchases excellent service and so easy to use Reviewed on: 17th April 2026

Brilliant and so easy to use .

Brilliant and so easy to use . I’d recommend it Reviewed on: 17th April 2026

Smooth payment options.

Smooth payment options. I like the flexibility of the different payment options Reviewed on: 17th April 2026

Paypal the best

Feel safe that any product bought through pay pal if fault or not recieve will refund Reviewed on: 17th April 2026

Best one out there!

Great service overall. Always is to navigate through the app and great value for money. Reviewed on: 17th April 2026

Always easy to use and convenient, and they don't bo...

Always easy to use and convenient, and they don't bombard you with 'offer emails' etc either Reviewed on: 17th April 2026

Refund issues

I am still waiting for a refund for a open case that I opened in January it is now April and still no money in my account Reviewed on: 17th April 2026

Great all round experience, easy to use, easy to man...

Great all round experience, easy to use, easy to manage and customer service are friendly and helpful Reviewed on: 17th April 2026

I use PayPal for quite a few purchases especially ch...

I use PayPal for quite a few purchases especially christmas time its brilliant Reviewed on: 17th April 2026

Said I missed a payment when I didn’t

Said I missed a payment when I didn’t Reviewed on: 17th April 2026

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