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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

A great way treat yourself.

PayPal credit is excellent for getting those things that you need then paying them off when you have the money. Reviewed on: 17th April 2026

PayPal and PayPal credit is excellent, it's quick a...

PayPal and PayPal credit is excellent, it's quick and easy and affordable repayments , I'm a mechanic and don't always carry my card so I'm a click away from paying for an item , excellent service and customer service and care , thank you Reviewed on: 17th April 2026

PayPal Simple & Safe

PayPal is simple to use but ultimately it makes transaction online much safer. Reviewed on: 17th April 2026

excellent provider

excellent provider, easy to manage online no hassle at all. accepts everywhere Reviewed on: 17th April 2026

Good service and easy to use plus more time to pay a...

Good service and easy to use plus more time to pay at a decent rate Reviewed on: 17th April 2026

Have always been fair with me, i pay alot of iteams...

Have always been fair with me, i pay alot of iteams its a big help Reviewed on: 17th April 2026

Fabulous

Its great its fabulous its handy Reviewed on: 17th April 2026

Reliable and easy to use

Reliable and easy to use, couldn't ask for more Reviewed on: 17th April 2026

I’m very very happy weed PayPal I’m wed PayPal abate...

I’m very very happy weed PayPal I’m wed PayPal abate 15 years and i never have problem hall ways paypal solve my problem wed delars abate 3 or 5 time i love paypal Reviewed on: 17th April 2026

Paypal credit has been a lifesaver and very flexible.

Paypal credit has been a lifesaver and very flexible. Even my customer service experience have been excellent with helping with my needs. I'm very happy with paypal. I have been using PayPal since I was 16 and I'm now 40 years old. That says alot about my loyalty to paypal. Reviewed on: 17th April 2026

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