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PayPal: PayPal Credit reviews

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4.90
Based on 107,216 reviews, last reviewed 14th May 2026
2600650% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I recommend if u want to receive money quickly PayPal has helped me a lot and if easy and simple to use. It’s easy for people to send money to me as well as me sending money to them. It is really u... Read more Reviewed on: 14th May 2026
Ania M's avatar
Ania M

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107216)

Brilliant for an unplanned purchase

5
PayPal is by far and away the best credit provider I’ve dealt with. If you have an unexpected outlay (say a new washing machine) which you can’t afford outright, you get four months of free credit! Far better than my credit card provider! Thank goodness for PayPal!! Reviewed on: 13th June 2022
Kevucopia's avatar
Kevucopia

Interest free purchases.

5
4 months interest free credit on purchases over £99. A great offer and it never expires. Reviewed on: 13th June 2022
Stuart Fielding's avatar
Stuart Fielding

Easy to use

5
Accepted everywhere and easy to manage Reviewed on: 13th June 2022
Julia Hanley-Gordon's avatar
Julia Hanley-Gordon

Easy

5
PayPal credit makes paying for large orders manageable. I don’t even use my credit card because PayPal credit allows me to pay back over four months no interest! Reviewed on: 13th June 2022
Sujin Lee's avatar
Sujin Lee

Good

4
I will recommend it to everyone Reviewed on: 13th June 2022
OkSiaw's avatar
OkSiaw

Paypal is safe and quick

5
You can buy pay 3 plan with no intersest! Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

Just Works and 0%

5
Just works and 0% for 4 months is perfect for those little bit bigger purchases Reviewed on: 13th June 2022
Oliver French's avatar
Oliver French

Great Service

5
The Paypal credit service is truly amazing. I use it a lot as the 0% interest over 4 months which is great. Reviewed on: 13th June 2022
Haroon Ahmed's avatar
Haroon Ahmed

Convenient

4
A useful line of credit with a manageable credit limit Reviewed on: 13th June 2022
pbirch3's avatar
pbirch3

PAYPAL CREDIT

5
It really helps with payments and spreading costs over 4 months with no interest. It’s very good and convenient. PayPal customer service very accommodating and easy going too! Reviewed on: 13th June 2022
Rubina 's avatar
Rubina

Review PayPal: PayPal Credit now

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