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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I find PayPal really good that enables me to easily...

I find PayPal really good that enables me to easily spread the cost of things Reviewed on: 17th April 2026

Great budgeting tool

It is convenient especially the four months interest free. This helps me to budget accordingly for things more expensive Reviewed on: 17th April 2026

So many ways to pay

With so many different ways to pay for things with paypal together with great cashback on purchases with the paypal debit card, it's the best banking right now out there. You can also split bills, pay in 3, get a credit card... Reviewed on: 17th April 2026

Good option for managing money.

Good option for managing money. Interest free credit. Competes with big firms. Reviewed on: 17th April 2026

They lend money, it's easy to borrow money.

They lend money, it's easy to borrow money. Reviewed on: 17th April 2026

The best

Good, flexible payment methods. Corresospdance are always sent. Love paypal Reviewed on: 17th April 2026

handy service

Easy way to spread the coat very convenient Reviewed on: 17th April 2026

Great app easy to use , feels safer for online shopp...

Great app easy to use , feels safer for online shopping Reviewed on: 17th April 2026

Generally PayPal credit is helpful

Generally PayPal credit is helpful Reviewed on: 17th April 2026

Great service

Have been using it for a few years and never had a problem with PayPal. Reviewed on: 17th April 2026

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