Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

I like paypal credit its 4 month 0%

I like paypal credit its 4 month 0% Reviewed on: 17th April 2026

Very good app give us more time for interest rate

Very good app give us more time for interest rate Reviewed on: 17th April 2026

It’s ok not bad need more offers to save money...

It’s ok not bad need more offers to save money Reviewed on: 17th April 2026

All iis going okay so far. Thank you

All is going okay so far. Thank you Reviewed on: 17th April 2026

Excellent and very easy buying experience

Excellent and very easy buying experience Reviewed on: 17th April 2026

PayPal has been like a lifeline for me as a single p...

PayPal has been like a lifeline for me as a single parent on a part time income it is a struggle if appliances break or when holidays and birthday come around however with PayPal it makes things easier and safer to make those important purchases we need to make. Reviewed on: 17th April 2026

the experience is 1000/10.

the experience is 1000/10. Amazing defo recommend to other people Reviewed on: 17th April 2026

Useful and beneficial

My experience has been good with PayPal as I continue to use it and discover it’s benefits and rewards. PayPal has been useful in my life to be able to make purchases during the cost of living crisis that I am and many others are suffering. Reviewed on: 17th April 2026

totally recommend

good service saves giving out bank details to lots of companys Reviewed on: 17th April 2026

A great service.

A great service. Very clear and efficient. Good communications as well so you feel you’re being kept updated on everything that is going on. Their mobile technology is really easy to use and very user friendly. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub