Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Perfect for my life style credit when I need itnxxxx...

Perfect for my life style credit when I need itnxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxccxcxccccccccccccxxccdddddddffddddddffddffffdddkdkdkjddj eeeeedddrrrrrrerrrrewkeiriwkdfiesiei Reviewed on: 17th April 2026

Loving my PayPal more each day

I use PayPal often and now enjoy PayPal credit for any big items nowing I can pay off over 3 months with no further interest is also great. PayPal also tracks all my deliveries. Reviewed on: 17th April 2026

Easy and trouble free experience

Easy and trouble free experience Reviewed on: 17th April 2026

Good experience easy to use understand.

Good experience easy to use understand. Paypal credit is also good Reviewed on: 17th April 2026

I have been with PayPal for over 15 years, never had...

I have been with PayPal for over 15 years, never had a problem, always been there when I needed it. Reviewed on: 17th April 2026

I like to use PayPal Credit.

I like to use PayPal Credit for items a little high in price that I cannot pay in full. It allows me to spread the cost over a few months. Reviewed on: 17th April 2026

Good credit limit, easy to use and manage, good inte...

Good credit limit, easy to use and manage, good interest free deals on purchases. Consistent. Reviewed on: 17th April 2026

Seamless Credit options

PayPal credit gives seamless options for paying at checkout. I use both the credit option and the pay in 3 options. As a long time customer, the verification process is always quick and easy. I also like that I know what I owe, and when I owe it easily especially Reviewed on: 17th April 2026

Any problems with buyer solve quicker

Any problems with buyer solve quicker Reviewed on: 17th April 2026

Very good service overall.

Very good service overall. I like the new delivering tracking service introduced. I make most of my purchase using PayPal bcos of the security it gives, it's easier to transact on PayPal than using your bank cos PayPal customer service is very accessible and they resolve the issues speedily. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub