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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Pay pal love it

All good love using PayPal handy when you want to pay in 3 Reviewed on: 17th April 2026

the payment details on a purchase wasnt showing corr...

the payment details on a purchase wasnt showing correctly until days before payment needed, made me confused and panicked. Reviewed on: 17th April 2026

Very good, I love to use PayPal

PayPal Credit can be a convenient option for spreading the cost of purchases, especially for larger items or unexpected expenses. The application process is usually quick, and once approved, it integrates smoothly with checkout, making it easy to use online. One of its main advantages is access to promotional financing offers, such as interest-free periods on qualifying purchases, which can be helpful if balances are paid on time. The platform is straightforward to manage through your account, allowing users to track balances, payments, and statements in one place. This makes it more user-friendly than some traditional credit products. However, it’s important to read the terms carefully. Standard interest rates can be high if promotional balances are not cleared before the offer ends, and missed payments may negatively affect your credit profile. It’s best suited for disciplined borrowers who have a clear repayment plan. Overall, PayPal Credit is a useful flexible payment tool for responsible users who value convenience and want short-term financing options for online shopping. Reviewed on: 17th April 2026

Good security, good usable app, simple transactions

Good security, good usable app, simple transactions Reviewed on: 17th April 2026

Always had fantastic service from everything from th...

Always had fantastic service from everything from the app access, right the way through to excellent customer service staff. Reviewed on: 17th April 2026

Every time I contact paypal customer service the adv...

Every time I contact paypal customer service the adviser are very helpful and polite they answered all my questions highly recommended Reviewed on: 17th April 2026

Always there when you need it, its safe and secure a...

Always there when you need it, its safe and secure and sll. On your phone. Reviewed on: 17th April 2026

Quick and simple

The simplicity of use is excellent. the rules are clearly stated to be followed Reviewed on: 17th April 2026

Quick easy and versatile

Quick easy and versatile way of spending and shopping. Reviewed on: 17th April 2026

Easy to use app.

Easy to use app. Quick convenient and especially quick exception. Reviewed on: 17th April 2026

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