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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

I have used PayPal for years

I have used PayPal for years and on the rare occasion I need to speak to someone it has always been flawless. Reviewed on: 17th April 2026

Easy to use, access and keep track of balance.

I love the 0% for 4 months, makes purchases very easy to spread out and be more affordable. The app is excellent, easy to keep track of things, and I love the PayPal Credit card which allows me to use the same account on shops that don’t support PayPal as a native payment method. Reviewed on: 17th April 2026

Fast secure and hassle free.

Fast secure and hassle free. There when I need it and always straightforward and never a worry about fraud Reviewed on: 17th April 2026

Easy to use would recommend.

Easy to use would recommend....... Reviewed on: 17th April 2026

PayPal is there to support me

Knowing PayPal is there to support me is a great reassurance. Reviewed on: 17th April 2026

I have been a loyal customer of PayPal since they st...

I have been a loyal customer of PayPal since they started. I have always found it safe to use and easy to understand. Reviewed on: 17th April 2026

Very support and quick response rate well done all

Very support and quick response rate well done all Reviewed on: 17th April 2026

It’s great especially with money that can be earned...

It’s great especially with money that can be earned through points. Reviewed on: 17th April 2026

PayPal Review

They gave me a high credit limit to start, and I've been able to expand it quickly and easily. I have also managed to get their customer services to help me on multiple occasions, and they are very helpful and kind. Reviewed on: 17th April 2026

Easy to use, good variety of products

Easy to use, good variety of products Reviewed on: 17th April 2026

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