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PayPal: PayPal Credit reviews

4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181148)

Good experience, thank you!

5
Good experience, thank you! Nothing else to say Reviewed on: 17th April 2026

Great way of long term payment & for safe transfers...

5
Great way of long term payment & for safe transfers of gifts for birthdays & celebrations. Reviewed on: 17th April 2026

Easy to navigate around site and overall positive ex...

5
Easy to navigate around site and overall positive experience Reviewed on: 17th April 2026

It is good so far, but the processing times of debit...

4
It is good so far, but the processing times of debit money and credit money in to and from account takes a significant amount of time. Reviewed on: 17th April 2026

I can everything with PayPal.

5
I can everything with PayPal. I've got PayPal credit card, Reviewed on: 17th April 2026

Great credit company helpful and sort thing quickly

5
Great credit company helpful and sort thing quickly Reviewed on: 17th April 2026

Perfect for me.

5
No problems paying with PayPal credit. More and more on line shops are taking PayPal payment these days. For a near technophobe I find the website clear and easy to navigate Reviewed on: 17th April 2026

Never had a problem, great experience

5
Never had a problem, great experience Reviewed on: 17th April 2026

Good rewards.

5
Good rewards. Good payments options, very useful! Easy to use. Reviewed on: 17th April 2026

Handy to use and good availability

4
Handy to use and good availability Reviewed on: 17th April 2026

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