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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Transaction delays

Takes several days for direct debit payments that show complete on the app, to actually come out of your bank account which makes it difficult to manage. Direct debits are not automatically updated with bank switches which can cause late payments. Reviewed on: 17th April 2026

I have been using PayPal for several years now and I...

I have been using PayPal for several years now and I am very happy with the recent improvements they have made especially the debit card. Reviewed on: 17th April 2026

PayPall credit is a wonderful way to buy.

I have been using PayPall credit for well over two years , I found it very easy to use and the service is wonderful. I would recommend this to everybody that does online shopping. It's safe and for any discrepancies get in touch with the customer. If he doesn't give you the satisfaction you want, you can get in touch with PayPal and they'll sort it out as they did for me. Reviewed on: 17th April 2026

Stellar service

Never had any issues, fantastic and speedy service Reviewed on: 17th April 2026

Thank you for the Exceleng Service

Thank you for the Exceleng Service Reviewed on: 17th April 2026

Easy to use and always up to date information at you...

Easy to use and always up to date information at your fingertips. A running record keeps you informed as to current account balance and repayment details. Reviewed on: 17th April 2026

Clear terms and easy to manage credit

Clear terms and easy to manage credit Reviewed on: 17th April 2026

Paypal makes sending money very easy and protects ba...

Paypal makes sending money very easy and protects bank details being shared with strangers Reviewed on: 17th April 2026

Easy way to pay for short term payments

Easy way to pay for short term payments Reviewed on: 17th April 2026

Paypal is a lifesaver

I’m using PayPal since very long and the offer provided by PayPal is very good. PayPal credit cards is really great. No other credit cards gives 4 months credit on over £90. Reviewed on: 17th April 2026

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