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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

When I've had a problem it's been sorted very quickly.

When I've had a problem it's been sorted very quickly. Reviewed on: 17th April 2026

Easy to use app, clear breakdown of funds and credit...

Easy to use app, clear breakdown of funds and credit terms Reviewed on: 17th April 2026

Its quick and easy to use.

Its quick and easy to use. No hassle and can be used for everything and the rreards are great Reviewed on: 17th April 2026

I have used PayPal for the past 10 years, it has bee...

I have used PayPal for the past 10 years, it has been fantastic for purchases that I’ve not had the funds for at the time so used PayPal credit. It’s also been fantastic for the extra security on purchases so will continues to use Reviewed on: 17th April 2026

Flexibility and easy access

You need to worry about make payments straight after purchase an item Reviewed on: 17th April 2026

PayPal has always had incredible support, flexible p...

PayPal has always had incredible support, flexible payment options and if needing to dispute anything their response time is great. Reviewed on: 17th April 2026

Best experience ever!

Best experience ever!!! So easy to use and quite good amountof money that I can use every day. Reviewed on: 17th April 2026

Really widely accepted, simple to understand what cr...

Really widely accepted, simple to understand what credit is outstanding and easy to manage the repayments as a result. Reviewed on: 17th April 2026

Perfect PayPal! .

Never have a problem with PayPal. Can always speak to a customer advisor if I need to. Reviewed on: 17th April 2026

Straight forward and reliable, a trusted company pr...

Straight forward and reliable, a trusted company providing good value with payment options. Gives myself purchasing independence. Reviewed on: 17th April 2026

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