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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

I am with PayPal from 2020 and this is the perfect c...

I am with PayPal from 2020 and this is the perfect choice Reviewed on: 17th April 2026

Excellent service and really good communication.

Excellent service and really good communication. Had a small issue with a supplier a while back and paypal was brilliant at getting the issue resolved. Reviewed on: 17th April 2026

Excellent service easy to use helpful customer service

Excellent service easy to use helpful customer service Reviewed on: 17th April 2026

Flexible Payments, Clear Control, and Seamless Tracking

I like the 0% credit. It’s easy to pay for things and I can choose how to pay as I have several cards linked. The app also provides easy access to all my information and credit. The delivery tracking is great and serves as a helpful reminder. Reviewed on: 17th April 2026

Have had my account for years and never had any...

Have had my account for years and never had any issues Reviewed on: 17th April 2026

Fast and furious

Just so easy to use and quicker than putting your bank details in every time you purchase items of internet Reviewed on: 17th April 2026

Flawless.

I've used PayPal for years and it's always flawless. Reviewed on: 17th April 2026

So good even techno phobics find it easy

So good even techno phobics can use it it's straightforward no catches Reviewed on: 17th April 2026

Regular user of PayPal.

Regular user of PayPal. Very easy to use. Outstanding payments are shown clearly in the app and is very user friendly. Reviewed on: 17th April 2026

A friend with financial benefits

I’ve used various ways of paying for more expensive items over three or four months without interest Reviewed on: 17th April 2026

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