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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Very easy to use.

Very easy to use. Gives peace of mind. Reviewed on: 17th April 2026

The only way I pay for online purchases to stay safe

The only way I pay for online purchases as it keeps my details safe, and has added protection if things go wrong. Now I also have a PayPal card for my in person purchases which also gives me great extra points for saving and brilliant offers that match my shopping habits. Reviewed on: 17th April 2026

Weather it's a dispute or anything else it's so easy...

Weather it's a dispute or anything else it's so easy to get a resolve. And the 4 moth 0% interest is great Reviewed on: 17th April 2026

Amazing credit

Amazing highly recommended great credit options and good pay options Reviewed on: 17th April 2026

Very good

Use paypal alot, very good financial service Reviewed on: 17th April 2026

Positive experience

I've used PayPal for many many years and I've always had a positive experience. If I fall in to any issues I can usually call or get on webchat and the issue is resolved quickly. Reviewed on: 17th April 2026

Easy to use app and good offers.

Easy to use app and good offers. Reviewed on: 17th April 2026

Satisfactory service

I have had the best experience with PayPal Reviewed on: 17th April 2026

Very good Easy to use The only issue is it is not se...

Very good Easy to use The only issue is it is not set up for balance transfers for online purchases Reviewed on: 17th April 2026

Recently got Paypal but it’s a life saver and very u...

Recently got Paypal but it’s a life saver and very user friendly Reviewed on: 17th April 2026

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