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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Very concise payment service which gives security an...

Very concise payment service which gives security and quick processing. Reviewed on: 17th April 2026

Excellent Online and In Person Payment System

Easy to set up, payments easy to manage, and at no cost. Nothing to complain about Reviewed on: 17th April 2026

It’s easy and convenient to use.

It’s easy and convenient to use. It’s available when I need it. Reviewed on: 17th April 2026

Best credit scheme

Always handy to use and makes repaying easier. Best credit lender Reviewed on: 17th April 2026

Very easy, no issues at all!

Very easy, no issues at all! Never had a problem, always helpful if needed help and just excellent service overall. Very pleased and recommend to people all the time. Reviewed on: 17th April 2026

Frendly staff ,exelent aplication

Frendly staff ,exelent aplication Reviewed on: 17th April 2026

It was quick and easy to set up, and I found it real...

It was quick and easy to set up, and I found it really useful for spreading the cost of a larger purchase. The 0% interest period gave me extra flexibility, and the monthly payments were straightforward to manage through the app. I especially liked how simple it was to use at checkout and that I could keep track of everything in one place. As long as you make payments on time, it's a convenient and helpful option. I'd definitely use it again. Reviewed on: 17th April 2026

Good provider to support consumer.

Good provider to support consumer. Reviewed on: 17th April 2026

Very helpful service, especially pay in three

Very helpful service, especially pay in three Reviewed on: 17th April 2026

All good.

All good. I don’t have any issues and never did. No complaints, security is excellent and I feel a sense of peace when using this service. Reviewed on: 17th April 2026

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