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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Great options for payment.

Great options for payment including pay in 3 interest free. Also the feeling of being safe making payments online. Really happy with the new PayPal+ building up points to redeem Reviewed on: 17th April 2026

It was excellent service that i used by using Paypal

It was excellent service and i would definitely recommend to my family and friends Reviewed on: 17th April 2026

Very accessible and very reliable

Very accessible and very reliable Reviewed on: 17th April 2026

Excellent custumor service,always there for you

Excellent custumor service,always there for you Reviewed on: 17th April 2026

Easy to use

Easy to use, the interest rate is good and there are plenty of finance options to suit your budget Reviewed on: 17th April 2026

Paypal credit chane to buy items..

Paypal credit give me chane to buy expenses items that I can't afford straight away,so I pay it off in 3 installments and it's easy on my credit so I can do other things Reviewed on: 17th April 2026

Helpful for anyone

Very helpful for people who can’t pay outright for things. Reviewed on: 17th April 2026

Using PayPal is very easy to pay for items & it gUsi...

Using PayPal is very easy to pay for items & it gUsing PayPal is very easy for paying items, and it provides reassurance if something goes wrong. I ordered an item from a company where the item didn't arrive. I queried the transaction through the PayPal app, and they reversed the payment into my account immediately. Reviewed on: 17th April 2026

I’ve used PayPal for years

I have used PayPal for years and have always found the transactions very easy and sufficient to use. Not only that but now having the option to use pay in 3 options on bigger purchases is very helpful. I always opt to use PayPal where I can for the peace of mind of my money being sent safely and having security if needed. Reviewed on: 17th April 2026

It's very helpful and extremely good to use at times...

It's very helpful and extremely good to use at times when we need it Reviewed on: 17th April 2026

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