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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Pay in 3 and Pay Later - Fantastic Options

I use PayPal regularly for my Lego purchases and the pay in 3 or buy now pay in 4 months time interest free is a brilliant format for me to buy and pay later. The customer service has also been great, particularly recently as I had an issue which was resolved for me. Reviewed on: 17th April 2026

It was really good.

It was really good. Helped me a lot. Very easy to manage Reviewed on: 17th April 2026

Quick and easy to use with immediate answers and res...

Quick and easy to use with immediate answers and results . Easy to keep track of any transactions Reviewed on: 17th April 2026

PayPal are grea

Never had any issues always good with me in regards to payment reminders Reviewed on: 17th April 2026

Very cool and very easy to use straight

Very cool and very easy to use straight Reviewed on: 17th April 2026

Easy way to shop

Very easy to use and customer service is excellent. Highly recommended Reviewed on: 17th April 2026

No hassle credit bang on would highly recomend

No hassle credit bang on would highly recomend Reviewed on: 17th April 2026

Easy to use and great offers.

Easy to use and great offers. Great for spreading the cost and also very accessible easy app. Also enjoy that you can earn points especially on larger purchases. I prefer this to other lenders such as Klarna Reviewed on: 17th April 2026

PayPal appauling when things go wrong

PayPal, in general, is good until any problems arise. PayPal buyer protection is appalling, as is the customer service and complaints process Reviewed on: 17th April 2026

Easy to use, know what your paying and when

Easy to use, know what your paying and when Reviewed on: 17th April 2026

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