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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

couldnt live without paypal

5
always very easy and fast clear and good service Reviewed on: 17th April 2026

All good so far.

4
All good so far. No complaints. No security breaches. I have a 3 payment instalment plan with you as well Reviewed on: 17th April 2026

My take on paypal

4
PayPal has been absolutely fantastic since I have opened an account with them, they have dealt with issues like refunds and orders swiftly and direct within minutes. The interest on my PayPal credit is a little high but overall PayPal is very good and I'll recommend it to everyone I come across Reviewed on: 17th April 2026

I find it very useful when buy goods online and tran...

5
I find it very useful when buy goods online and transferring money to family and friends. The debit card is great when buying from shops. Reviewed on: 17th April 2026

Simple and easy service to use

5
Simple and easy to use. Helpful to have credit available and 4 moths interest free! Reviewed on: 17th April 2026

I only use PayPal as it is a trusted and reliable se...

5
I only use PayPal as it is a trusted and reliable service Reviewed on: 17th April 2026

I have had no problems with paypal

5
I have had no problems with paypal Reviewed on: 17th April 2026

Just so reassuring.

5
Just so reassuring. I don't worry if I can pay by PayPal. Also I can track all payments really easily. Reviewed on: 17th April 2026

The customer service is very nice and helpful.

5
The customer service is very nice and helpful. Reviewed on: 17th April 2026

Good experience

5
Good experience since since using PayPal. Reviewed on: 17th April 2026

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