Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

PayPal is very convenient.

PayPal is very convenient. I love that you can pay within four months with zero interest. Reviewed on: 17th April 2026

Very safe and easy use.

Very safe and easy use. I live it Reviewed on: 17th April 2026

Quick and easy to use.

Quick and easy to use great when you need an instant refund from a company Reviewed on: 17th April 2026

Great app .

Great app . Great service customer service brilliant. Great rewards system. Very easy to use and so efficient would be lost without this service Reviewed on: 17th April 2026

Very flexible and easy to manoeuvre

Very flexible and easy to manoeuvre Reviewed on: 17th April 2026

Positive experience using PayPal

Positive experience using PayPal Reviewed on: 17th April 2026

PayPal Credit My Life Financial Insurance

I conduct my online transactions with assurance and security. Feel secure with flexible credit card options that enable me to effectively manage my finances, including zero interest for the first four months. This simplifies the process of making purchases and taking advantage of special offers by eliminating the stress of immediate repayment. Reviewed on: 17th April 2026

MR szopen

The best way to pay for shopping online Reviewed on: 17th April 2026

Very easy to use and set up , with numerous stores t...

Very easy to use and set up , with numerous stores taking PayPal credit Reviewed on: 17th April 2026

brilliant because it lets you spread the c...

PayPal is brilliant because it lets you spread the cost at 0% interest and when you do purchase goods you know your covered by PayPal protection. It's my main go to when purchasing it's also easy to set up and use customer service is very good and they do anything possible to try and solve your quarry. It's a all round brilliant service and you couldn't ask for anything else...we'll done PayPal keep up the good work. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub