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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Always a smooth and easy experience.

5
Always a smooth and easy experience. Very pleased. Reviewed on: 17th April 2026

thanks thanks

5
Good bank really like it Good bank really like it Reviewed on: 17th April 2026

I always use PayPal for online purchases.

5
I always use PayPal for online purchases. You are protected on your purchases & I have had PayPal assistance successfully on a few occasions. The 1 in 3 payments are a plus, interest free for 3 months! Clear & easy to navigate the account dashboard. Customer Service experience very good. Easy to contact & efficient. Reviewed on: 17th April 2026

Very good best, I always use very flexible plans wit...

5
Very good best, I always use very flexible plans with lots of options. Reviewed on: 17th April 2026

Excellent service and guidance.

5
Excellent service and guidance. Very informative. Reviewed on: 17th April 2026

Paypal review

5
Easy and efficient . ever had a problem with money . Fantastic pay in 3 scheme . I like it a lot . It’s pretty good . It’s handy . Yeah it’s great . Makes it easier Reviewed on: 17th April 2026

Never had a problem.

5
Never had a problem. Efficient and reliable Reviewed on: 17th April 2026

excellent

5
The service is excellent and very easy to use Reviewed on: 17th April 2026

Easy to use.

4
Easy to use. Convenient service to manage right now payments Reviewed on: 17th April 2026

A better way and safe

5
I've been using paypay every transaction, it makes everything easy and it is very convenient and safe. Reviewed on: 17th April 2026

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