Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Great customer service and love the flexibility

5
Great customer service and love the flexibility Reviewed on: 17th April 2026

Always pay by PayPal credit where possible.

5
Always pay by PayPal credit where possible. So easy, safe, and secure Reviewed on: 17th April 2026

Easy to use, simple for anyone to understand

5
Easy to use, simple for anyone to understand Reviewed on: 17th April 2026

Good for paying those unexpected surprises. ..

5
Good for paying those unexpected surprises, helps you with a little more time. Reviewed on: 17th April 2026

All good easy to use and feel safer making online...

5
All good easy to use and feel safer making online purchases Reviewed on: 17th April 2026

Does what it’s supposed to do

4
Never had a problem, money goes in, money goes out. PayPal plus is great though. Reviewed on: 17th April 2026

Always so easy to use and feels safe and secure for...

5
Always so easy to use and feels safe and secure for using online . Reviewed on: 17th April 2026

Great service hassal free love it

5
Great service hassal free love it Reviewed on: 17th April 2026

100% recommend

5
It's brilliant and there customer service is on point I can't fault them for my enquiries which were sorted with no issues. I've borrowed money which was straight forward and a payment plan to pay it back was great and I've done there pay in 4 with no interest was perfect for my needs. 100% recommend Reviewed on: 17th April 2026

Helps me control my payments and keeps me updated co...

5
Helps me control my payments and keeps me updated constantly. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101305 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products