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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181149)

Great experience

4
I've had a great experience with PayPal credit - the service has more than met my expectations and app is easy to use. Reviewed on: 17th April 2026
James M's avatar
James M

Old PayPal customer

5
Happy being a customer, been with then since ~1997. Reviewed on: 17th April 2026
Mo's avatar
Mo

Great service

5
Great experience highly recommended Reviewed on: 17th April 2026
Elaine M's avatar
Elaine M

Friendly and fair.

5
Friendly and fair. Always helpful and sort things out. Reviewed on: 17th April 2026
Susan B's avatar
Susan B

It’s all transacted quickly and without fuss.

5
It’s all transacted quickly and without fuss. Any issues are sorted within a couple days g days. Reviewed on: 17th April 2026
Alison R's avatar
Alison R

Everything great except for being charged a late pay...

4
Everything great except for being charged a late payment fee that wasn’t my fault Reviewed on: 17th April 2026
TFC's avatar
TFC

Easy to use, well supported.

5
I appreciate the ease of using PayPal Credit on line and with the physical card and what makes the biggest difference for me is the 4 months interest free on payments over a certain amount as it means I can budget without being penalised. The customer service is great as well, when I had a query about certain aspects the explanations were clear and well communicated. Reviewed on: 17th April 2026
RS's avatar
RS

Very easy to use and I feel very safe and confident...

5
Very easy to use and I feel very safe and confident about using this way to pay. Reviewed on: 17th April 2026
SueT's avatar
SueT

Great service

5
Great service much more safer never had any issues would definitely recommend Reviewed on: 17th April 2026
Samantha A's avatar
Samantha A

Paypal credit

5
In general I am very happy with paypal credit, just there is a space for improvement as if order gets cancelled money gets allocated to general amount and first plan rather than original one which normally has no promotion or way shorter promotion. Other than that paypal is easy and safe to use. Great tool. Reviewed on: 17th April 2026
katia r's avatar
katia r

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