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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Excellent customer service who respond in a prompt a...

5
Excellent customer service who respond in a prompt and polite manner. Easy to use app and flexible payment structure is a massive bonus. Reviewed on: 17th April 2026

Enjoy all the credit you need with flexible payment...

5
Enjoy all the credit you need with flexible payment options tailored for you. Reviewed on: 17th April 2026

PayPal is excellent when you travel.

5
PayPal is excellent when you travel. It is easy to use and is accepted in all the countries I have been to. Reviewed on: 17th April 2026

Paypal is really convenient

5
Paypal is really convenient especially now that it can be used as a debit card in stores. Love the addition of Paypal+ and getting points Reviewed on: 17th April 2026

I love PayPal.

5
I love PayPal. Helps me when I use PayPal in 3 to buy items. Reviewed on: 17th April 2026

Always easy and quick transactions

5
Always easy and quick transactions Reviewed on: 17th April 2026

Customer services are really helpful and quickly res...

5
Customer services are really helpful and quickly resolved my issue Reviewed on: 17th April 2026

Easy Paypal

4
Easy to use. Good app experience, lots of merchants too Reviewed on: 17th April 2026

Great service.

5
Great service. Transparent transaction.. easy to payback. Very clear service. Less charges Reviewed on: 17th April 2026

I am enjoying PayPal plus and the rewards I get and...

5
I am enjoying PayPal plus and the rewards I get and all payments are secure Reviewed on: 17th April 2026

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