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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147520 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147520)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great communication, easy to use and very helpful as...

Great communication, easy to use and very helpful as we have the option to pay items that are over £100 and we can pay in 4 months Reviewed on: 30th June 2026

Always there to help

Always there to help when a transaction has gone wrong Reviewed on: 30th June 2026

Easy to use paypal for paying online its very safe

Easy to use paypal for paying online its very safe Reviewed on: 30th June 2026

The whole experience of using PayPal credit was simp...

The whole experience of using PayPal credit was simple, seamless and quick. The application process was easy and the decision was immediate. If only all credit processing was this simple to use. I would have no hesitation in using PayPal credit again in the future. Reviewed on: 30th June 2026

Amazing experience customer service is very good wou...

Amazing experience customer service is very good would recommend to friends and family Reviewed on: 30th June 2026

Always had a great experience with PayPal.

Always had a great experience with PayPal. Fast and efficient way to pay Reviewed on: 30th June 2026

It's so easy to use you know exactly what you are be...

It's so easy to use you know exactly what you are being charged for It's easy to navigate on the app Reviewed on: 30th June 2026

You can rely on Paypal

Well whenever i need some little help with postponing payments and pay a bit later, i know i can rely on Paypal Reviewed on: 30th June 2026

Great service.

Have been using PayPal for number of years. Have used PayPal credit several times during hard months and it was big help. Reviewed on: 30th June 2026

Very good customer care service.

Very good customer care service. Reviewed on: 30th June 2026

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