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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106867 reviews)

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4.90

Based on 106,867 reviews, last reviewed 14th May 2026

2584750% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Service from PayPal Every time I have had a issue or query with PayPal or a problem. It has been dealt with promptly and professionally Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106867)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal consumer protection

I've been a PayPal user for over a decade. Their consumer protection is robust, they've always adequately responded to any issues that arose with sellers giving me the confidence to pay for goods online using PayPal credit. Also, the perks that comes with it such as their promotional offers of 4 months interest free or pay in 3 installments is very lucrative especially when you're on a budget. Reviewed on: 13th May 2026

No regrets

Great experience so far. Haven’t regretted Reviewed on: 13th May 2026

Its so easy to use, I look for it over other payment...

Its so easy to use, I look for it over other payment methods Reviewed on: 13th May 2026

Had some fraudulent activity going on but PayPal wer...

Had some fraudulent activity going on but PayPal were straight on it within 20 minutes. Awesome Reviewed on: 13th May 2026

A god send

Very easy to use very very satisfied Reviewed on: 13th May 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 13th May 2026

Very good experience since using it

Very good experience since using it Reviewed on: 13th May 2026

Excellent service and grat flexibility to make payme...

Excellent service and grat flexibility to make payments Reviewed on: 13th May 2026

Got quick refund from dubious seller

Got quick refund from dubious seller Reviewed on: 13th May 2026

An easy, safe system.

An easy, safe system to use. Always reliable, and so convenient. Has improved my experience of shopping online Reviewed on: 13th May 2026

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