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PayPal: PayPal Credit reviews

4.73
Based on 181,150 reviews, last reviewed 17th Sep 2026
59% decrease in 5 star reviews
in the past 90 days
45% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181150)

The team is always spot on!

5
The team is always spot on! The team is always spot on! The team is always spot on! Reviewed on: 17th April 2026

Most reputable payment company there is

5
Super secure payments, easy to use and navigate the app, can easily switch between payment methods and loads of options to pay depending on budget Reviewed on: 17th April 2026

PayPal my way to Portugal

5
I wanted to go on holiday and didn’t have enough money . PayPal credit helped me do this and I had a great time in Portugal. Paid for it when I got back. Reviewed on: 17th April 2026

Great experience using PayPal Credit

5
Great experience using PayPal Credit Reviewed on: 17th April 2026

Very good experience with paypal

5
Very good experience with paypal Reviewed on: 17th April 2026

Easier online payments.

5
I have been able to use PayPal to make online payments, also able to use PayPal credit facilities and others like pay later etc. it also help in getting refunds for fraudulents vendors. Reviewed on: 17th April 2026

Great service and really helps.

5
Great service and really helps. Easy to use. Would recommend to everyone. I use it all the time. Steps are simple. Reviewed on: 17th April 2026

Great to have.

5
I've never had any problems with PayPal and it is a very handy thing to have when paying for things online with fair rates and good customer service. I would highly recommend them to anyone. The only thing negative is that it is not more widely available. Reviewed on: 17th April 2026

As a consumer, I have found PayPal to be really useful.

5
As a consumer, I have found PayPal to be really useful. Reviewed on: 17th April 2026

I just love the security they offer.

5
I just love the security they offer. I always feel safe when I’m using PayPal. The interest free over 4 months is perfect for me with some purchases Reviewed on: 17th April 2026

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