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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

I have used PayPal for interest free payments over 4...

I have used PayPal for interest free payments over 4 months plus over 3 years for my phone. I use it to send dollars to my god son in the USA, what other company allows me to do this with minimum of fuss. I've used them for over 10 years with no issues whatsoever. Reviewed on: 17th April 2026

Great, so convenient, practical andreally helpfull w...

Great, so convenient, practical andreally helpfull when you dont have enough fund Reviewed on: 17th April 2026

Aged 53 I don’t want any credit cards any more, I di...

Aged 53 I don’t want any credit cards any more, I did in the 90s when I was younger. Therefore I’m very happy with PayPal credit and then of course there is the ability to pay in three payments this is also extremely attractive. I pay for everything on eBay and Tui flights using my PayPal account. I prefer to use it because I feel more confident about online purchases and if a website doesn’t accept it which is very rare I must add, I would rather avoid buying from the website. Summing it up I would say I feel safe using PayPal and I always tell other people about my personal experience. Reviewed on: 17th April 2026

Highly recommended.

Highly recommended. Really useful app Reviewed on: 17th April 2026

PayPal is a very good application to buy and sell pr...

PayPal is a very good application to buy and sell products online Reviewed on: 17th April 2026

I have a very positive experience with paypal since...

I have a very positive experience with paypal since I took an account with them. The value for money is very good. Instead of using my bank credit cards I prefer to use PayPal credit. Reviewed on: 17th April 2026

Happy Customer ;-)

I have had PayPal for years now and I must say, I absolutely love it fantastic service easy to navigate the app. PayPal credit very good with affordable monthly payments, also the pay over 3 months is fab too. Reviewed on: 17th April 2026

Great 0% credit options!

I’ve used PayPal for several years and found the ease of use to be excellent. Although I do try to pay off my balance the credit charges are very competitive and I can’t fault anything. Reviewed on: 17th April 2026

Always good experience never had an issue in the past.

Always good experience never had an issue in the past. Reviewed on: 17th April 2026

PayPal - The only friend you need online

Have always used PayPal since it first appeared thru EBay. It’s never disappointed me, kept me safe when purchasing online, always there for me. Even more so now with the advent of Temu. Cannot praise it enough. Reviewed on: 17th April 2026

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