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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

I have used PayPal twice, very easy

I have used PayPal twice now and I find them incredibly helpful for building up a bit of credit score and the ease of the return payments on the app takes away the stress of payments. Very helpful Reviewed on: 17th April 2026

Top business

It is extremely easy to buy using PayPal. I like the fact that when there is an issue, PayPal deals with it very quickly. Reviewed on: 17th April 2026

10 out of 10 service, very good customer support.

10 out of 10 service, very good customer support. Reviewed on: 17th April 2026

Still reviewing

No issues so far. Will make a better review after more time. Reviewed on: 17th April 2026

My go to credit option.

I have had my PayPal credit for a few years now and it's very handy for unexpected bills or for that dream purchase that's just been reduced and too good to miss. I also love the choice of how long you choose to repay and even interest free if paid within 4 months. If you are looking for a flexible credit option with low interest rates and great customer service then look no further. Reviewed on: 17th April 2026

Never had any issues using the service

Never had any issues using the service Reviewed on: 17th April 2026

Quick and simple.

Quick and simple. Love paypal+, the debit card and the rewards are very easy to set up and use. Reviewed on: 17th April 2026

I got a late fee when I wasn’t due to...

I got a late fee when I wasn’t due to make a payment Reviewed on: 17th April 2026

Easy and convenient always there when I need them.

Easy and convenient always there when I need them. Reviewed on: 17th April 2026

Very helpful and understanding staff

Very helpful and understanding staff Reviewed on: 17th April 2026

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