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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

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4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181150)

My preferred way to pay and your covered if anything...

My preferred way to pay and your covered if anything goes wrong Reviewed on: 16th April 2026

Overall great

Easy to use, quick processing and fair. Reviewed on: 16th April 2026

The team are honestly amazing at helping sort issues.

The team are honestly amazing at helping sort issues. Always a pleasure to deal with and great with advice. Reviewed on: 16th April 2026

Always when I need to bay something and pay later is...

Always when I need to bay something and pay later is the best option Reviewed on: 16th April 2026

The best, easiest, fastest, and most reliable way to...

The best, easiest, fastest, and most reliable way to buy things, and you can even pay in installments. Reviewed on: 16th April 2026

Best option credit card

Very reliable.,efficient and offer good service. Reviewed on: 16th April 2026

Trusted piece of mind

Easy to use, new card option, trusted piece of mind Reviewed on: 16th April 2026

I've never had a problem with PayPal credit.

I've never had a problem with PayPal credit. Everything is exactly as I would like with no reasons for me to contact anyone and nothing ever hidden. Reviewed on: 16th April 2026

PayPal credit

Quick, fast and reasonable. Can be used near enough anywhere or on any website. Easy to pay back every month as well Reviewed on: 16th April 2026

Good old Paypal!

PayPal is still the best for quick checkouts. It’s consistently reliable, but the flexibility is what really wins for me now. Being able to use Pay in 3 for bigger spends or just paying by credit without hunting for my wallet makes life so much easier. Fast, secure, and zero friction. Reviewed on: 16th April 2026

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