Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181150 reviews)

View other PayPal products

4.73

Based on 181,150 reviews, last reviewed 17th Sep 2026

59% decrease in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Amazing!!! Just really easy to use and great company Reviewed on: 17th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181150)

PayPal services

Very happy, using PayPal services very often Reviewed on: 16th April 2026

The finest payment provider

Very good and safe service, hassle free and professional Reviewed on: 16th April 2026

Best way to shop

What’s there not to like, very easy to pay online and also the 0% interest for 4 months! Win Win Win Reviewed on: 16th April 2026

Have been using PayPal for several years now Excelle...

Have been using PayPal for several years now Excellent service Reviewed on: 16th April 2026

Easy to understand and very helpful

Easy to understand and very helpful Reviewed on: 16th April 2026

I trust PayPal for all my payments it’s never let me...

I trust PayPal for all my payments it’s never let me dow Reviewed on: 16th April 2026

Excellent service & professional customer service.

Excellent service & professional customer service. Reviewed on: 16th April 2026

Paypal credit has been easy for me to use.

Paypal credit has been easy for me to use. Helpful when making large purchases, giving time to pay without being charged interest. Customer service is fantastic! Reviewed on: 16th April 2026

Best ranking

Very good flexibility and easy payments Reviewed on: 16th April 2026

PayPal is more secure payment for me, i enjoy using...

PayPal is more secure payment for me, i enjoy using PayPal option payment in three. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub